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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,680 | $77,908+211.5% | $149,696+62.1% | $75,173+222.8% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 5.20% | 31.73%-26.5pp | 134.46%-129.3pp | 160.72%-155.5pp |
| Employer contribution / active EE | $2,840 | $3,138-9.5% | $4,821-41.1% | $2,671+6.3% |
| Participant deferral / active EE | $6,409 | $3,411+87.9% | $5,682+12.8% | $4,126+55.3% |
| Admin fee / account holder | $99,907 | $5,950+1579.2% | $13,212+656.2% | $5,651+1668.1% |