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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,447 | $84,236+273.3% | $170,435+84.5% | $70,126+348.4% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 10.40% | 23.06%-12.7pp | 205.94%-195.5pp | 73.15%-62.7pp |
| Employer contribution / active EE | $7,662 | $3,387+126.2% | $5,432+41.1% | $2,343+227.1% |
| Participant deferral / active EE | $6,883 | $3,086+123.0% | $4,939+39.3% | $3,332+106.6% |
| Admin fee / account holder | $6,108 | $5,698+7.2% | $13,881-56.0% | $4,645+31.5% |