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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,877 | $91,198+205.8% | $178,503+56.2% | $79,856+249.2% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 5.08% | 24.20%-19.1pp | 151.12%-146.0pp | 31.71%-26.6pp |
| Employer contribution / active EE | $2,211 | $3,257-32.1% | $5,011-55.9% | $2,471-10.5% |
| Participant deferral / active EE | $5,663 | $3,237+75.0% | $5,202+8.9% | $3,741+51.4% |
| Admin fee / account holder | $6,968 | $6,748+3.3% | $13,987-50.2% | $5,306+31.3% |