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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,502 | $85,171+225.8% | $172,753+60.6% | $72,976+280.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 1.85% | 27.32%-25.5pp | 803.00%-801.1pp | 81.02%-79.2pp |
| Employer contribution / active EE | $7,576 | $3,324+127.9% | $5,144+47.3% | $2,440+210.5% |
| Participant deferral / active EE | $6,554 | $3,260+101.1% | $5,198+26.1% | $3,608+81.7% |
| Admin fee / account holder | $84,963 | $5,880+1344.9% | $13,956+508.8% | $5,124+1558.1% |