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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,283 | $91,198+13.3% | $178,503-42.1% | $79,856+29.3% |
| Participation rate | 96.0% | 69.2%+26.8pp | 81.9%+14.1pp | 69.6%+26.4pp |
| Annual return | 7.95% | 24.20%-16.2pp | 151.12%-143.2pp | 31.71%-23.8pp |
| Employer contribution / active EE | $8,678 | $3,257+166.5% | $5,011+73.2% | $2,471+251.1% |
| Participant deferral / active EE | $5,359 | $3,237+65.6% | $5,202+3.0% | $3,741+43.3% |
| Admin fee / account holder | $9,894 | $6,748+46.6% | $13,987-29.3% | $5,306+86.5% |