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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,991 | $202,342-44.2% | $172,753-34.6% | $152,909-26.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 5.25% | 1029.88%-1024.6pp | 803.00%-797.7pp | 345.46%-340.2pp |
| Employer contribution / active EE | $7,133 | $5,857+21.8% | $5,144+38.7% | $4,764+49.7% |
| Participant deferral / active EE | $6,692 | $5,948+12.5% | $5,198+28.8% | $5,851+14.4% |
| Admin fee / account holder | $6,059 | $17,112-64.6% | $13,956-56.6% | $11,601-47.8% |