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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,477 | $217,432-45.5% | $185,851-36.3% | $167,553-29.3% |
| Participation rate | 80.0% | 86.1%-6.1pp | 81.7%-1.7pp | 82.1%-2.1pp |
| Annual return | 15.60% | 148.43%-132.8pp | 122.11%-106.5pp | 478.89%-463.3pp |
| Employer contribution / active EE | $30,789 | $5,874+424.1% | $5,168+495.7% | $4,840+536.2% |
| Participant deferral / active EE | $19,392 | $6,357+205.1% | $5,569+248.2% | $6,343+205.7% |
| Admin fee / account holder | $25,345 | $19,820+27.9% | $16,245+56.0% | $12,316+105.8% |