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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,776 | $198,457-12.9% | $170,435+1.4% | $147,586+17.1% |
| Participation rate | 91.3% | 88.0%+3.3pp | 83.6%+7.7pp | 82.8%+8.5pp |
| Annual return | 6.86% | 257.30%-250.4pp | 205.94%-199.1pp | 578.59%-571.7pp |
| Employer contribution / active EE | $6,812 | $6,183+10.2% | $5,432+25.4% | $4,876+39.7% |
| Participant deferral / active EE | $6,636 | $5,629+17.9% | $4,939+34.3% | $5,439+22.0% |
| Admin fee / account holder | $16,761 | $16,852-0.5% | $13,881+20.7% | $10,886+54.0% |