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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,066 | $167,353-46.8% | $143,797-38.1% | $134,545-33.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.13% | 0.48%-18.6pp | -0.04%-18.1pp | 418.37%-436.5pp |
| Employer contribution / active EE | $33,889 | $5,620+503.0% | $4,952+584.3% | $4,742+614.7% |
| Participant deferral / active EE | $18,422 | $6,447+185.7% | $5,638+226.7% | $6,401+187.8% |
| Admin fee / account holder | $5,121 | $18,096-71.7% | $14,679-65.1% | $11,431-55.2% |