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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,108 | $78,672-13.4% | $109,163-37.6% | $85,856-20.7% |
| Participation rate | 59.3% | 68.3%-9.0pp | 75.9%-16.6pp | 69.3%-10.1pp |
| Annual return | 13.29% | 25.09%-11.8pp | 25.75%-12.5pp | 318.58%-305.3pp |
| Employer contribution / active EE | $377 | $2,734-86.2% | $3,723-89.9% | $2,565-85.3% |
| Participant deferral / active EE | $2,188 | $3,467-36.9% | $4,654-53.0% | $3,952-44.6% |
| Admin fee / account holder | $125 | $5,470-97.7% | $6,754-98.2% | $6,261-98.0% |