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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,935 | $106,008-51.0% | $92,240-43.7% | $147,586-64.8% |
| Participation rate | 68.4% | 80.4%-12.0pp | 76.5%-8.1pp | 82.8%-14.4pp |
| Annual return | 17.34% | 50.05%-32.7pp | 176.29%-159.0pp | 578.59%-561.3pp |
| Employer contribution / active EE | $741 | $4,333-82.9% | $3,680-79.9% | $4,876-84.8% |
| Participant deferral / active EE | $2,526 | $4,478-43.6% | $3,897-35.2% | $5,439-53.5% |
| Admin fee / account holder | $7,221 | $6,333+14.0% | $5,194+39.0% | $10,886-33.7% |