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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,283 | $107,363-49.4% | $92,909-41.6% | $152,897-64.5% |
| Participation rate | 43.5% | 79.8%-36.3pp | 76.0%-32.5pp | 82.5%-39.0pp |
| Annual return | 18.06% | 145.63%-127.6pp | 109.44%-91.4pp | 345.43%-327.4pp |
| Employer contribution / active EE | $1,362 | $4,222-67.7% | $3,653-62.7% | $4,764-71.4% |
| Participant deferral / active EE | $2,261 | $4,848-53.4% | $4,238-46.7% | $5,851-61.4% |
| Admin fee / account holder | $1,184 | $7,082-83.3% | $5,795-79.6% | $11,599-89.8% |