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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,506 | $89,259-41.2% | $107,187-51.0% | $82,637-36.5% |
| Participation rate | 77.4% | 67.9%+9.5pp | 75.0%+2.4pp | 68.1%+9.4pp |
| Annual return | 14.79% | 21.02%-6.2pp | 204.55%-189.8pp | 53.51%-38.7pp |
| Employer contribution / active EE | $3,467 | $3,080+12.6% | $3,782-8.3% | $2,552+35.9% |
| Participant deferral / active EE | $2,732 | $4,037-32.3% | $5,096-46.4% | $4,126-33.8% |
| Admin fee / account holder | $1,744 | $7,381-76.4% | $9,162-81.0% | $7,339-76.2% |