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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,685 | $91,194+347.1% | $178,486+128.4% | $79,860+410.5% |
| Participation rate | 94.6% | 69.2%+25.4pp | 81.9%+12.7pp | 69.6%+25.0pp |
| Annual return | 7.38% | 24.19%-16.8pp | 151.08%-143.7pp | 31.72%-24.3pp |
| Employer contribution / active EE | $14,151 | $3,256+334.6% | $5,011+182.4% | $2,471+472.7% |
| Participant deferral / active EE | $15,293 | $3,236+372.6% | $5,202+194.0% | $3,740+308.9% |
| Admin fee / account holder | $5,958 | $6,751-11.8% | $13,985-57.4% | $5,306+12.3% |