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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,503 | $95,415+402.5% | $185,851+158.0% | $85,851+458.5% |
| Participation rate | 97.1% | 68.8%+28.4pp | 81.7%+15.4pp | 69.3%+27.8pp |
| Annual return | 11.68% | 23.59%-11.9pp | 122.11%-110.4pp | 318.63%-307.0pp |
| Employer contribution / active EE | $15,657 | $3,314+372.5% | $5,168+202.9% | $2,565+510.3% |
| Participant deferral / active EE | $16,264 | $3,424+375.0% | $5,569+192.1% | $3,952+311.5% |
| Admin fee / account holder | $3,631 | $7,215-49.7% | $16,245-77.6% | $6,261-42.0% |