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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,761 | $75,832+230.7% | $147,617+69.9% | $59,633+320.5% |
| Participation rate | 97.6% | 71.6%+26.0pp | 84.6%+12.9pp | 68.7%+28.9pp |
| Annual return | -1.92% | 0.37%-2.3pp | 61.98%-63.9pp | 2041.45%-2043.4pp |
| Employer contribution / active EE | $11,755 | $3,485+237.3% | $5,564+111.2% | $2,203+433.7% |
| Participant deferral / active EE | $10,548 | $3,131+237.0% | $4,895+115.5% | $3,192+230.5% |
| Admin fee / account holder | $22,463 | $5,986+275.3% | $11,612+93.5% | $4,297+422.8% |