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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,495 | $84,236+265.0% | $170,435+80.4% | $70,126+338.5% |
| Participation rate | 97.6% | 70.8%+26.7pp | 83.6%+14.0pp | 69.5%+28.0pp |
| Annual return | 11.62% | 23.06%-11.4pp | 205.94%-194.3pp | 73.15%-61.5pp |
| Employer contribution / active EE | $11,388 | $3,387+236.2% | $5,432+109.6% | $2,343+386.2% |
| Participant deferral / active EE | $14,097 | $3,086+356.8% | $4,939+185.4% | $3,332+323.1% |
| Admin fee / account holder | $6,573 | $5,698+15.3% | $13,881-52.6% | $4,645+41.5% |