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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,078 | $75,962+296.4% | $154,108+95.4% | $64,173+369.2% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.79% | 30.32%-36.1pp | 735.21%-741.0pp | 7.63%-13.4pp |
| Employer contribution / active EE | $12,179 | $3,350+263.6% | $5,298+129.9% | $2,381+411.6% |
| Participant deferral / active EE | $15,709 | $3,175+394.8% | $5,081+209.2% | $3,470+352.8% |
| Admin fee / account holder | $7,501 | $5,589+34.2% | $13,411-44.1% | $4,887+53.5% |