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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,142 | $124,980+215.4% | $108,359+263.7% | $154,746+154.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 8.84% | 45.00%-36.2pp | 36.89%-28.1pp | 172.34%-163.5pp |
| Employer contribution / active EE | $7,644 | $2,851+168.2% | $2,399+218.6% | $4,379+74.6% |
| Participant deferral / active EE | $5,367 | $4,743+13.2% | $4,137+29.7% | $6,730-20.3% |
| Admin fee / account holder | $8,253 | $11,502-28.2% | $9,741-15.3% | $14,365-42.5% |