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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,024 | $102,663+264.3% | $86,216+333.8% | $139,466+168.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 10.62% | 1924.52%-1913.9pp | 1169.42%-1158.8pp | 373.66%-363.0pp |
| Employer contribution / active EE | $6,273 | $3,035+106.7% | $2,382+163.4% | $4,754+32.0% |
| Participant deferral / active EE | $5,371 | $4,677+14.8% | $3,986+34.8% | $6,712-20.0% |
| Admin fee / account holder | $11,408 | $8,663+31.7% | $6,853+66.5% | $11,4090% |