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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,801 | $95,979+133.2% | $74,551+200.2% | $135,380+65.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 8.79% | 56.97%-48.2pp | 32.53%-23.7pp | 519.81%-511.0pp |
| Employer contribution / active EE | $12,743 | $2,716+369.1% | $1,961+549.8% | $4,779+166.6% |
| Participant deferral / active EE | $10,605 | $3,844+175.9% | $3,108+241.2% | $5,609+89.1% |
| Admin fee / account holder | $1,247 | $6,522-80.9% | $5,059-75.3% | $10,828-88.5% |