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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,004 | $112,933+171.0% | $90,970+236.4% | $158,982+92.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 8.91% | 215.82%-206.9pp | 134.60%-125.7pp | 302.99%-294.1pp |
| Employer contribution / active EE | $7,633 | $2,893+163.8% | $2,122+259.8% | $4,763+60.3% |
| Participant deferral / active EE | $3,974 | $4,128-3.7% | $3,373+17.8% | $5,983-33.6% |
| Admin fee / account holder | $6,519 | $8,047-19.0% | $5,961+9.4% | $11,252-42.1% |