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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,549 | $106,905+115.7% | $84,020+174.4% | $152,885+50.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 69.0%+31.0pp | 82.5%+17.5pp |
| Annual return | 5.61% | 105.00%-99.4pp | 71.31%-65.7pp | 345.39%-339.8pp |
| Employer contribution / active EE | $9,406 | $2,735+244.0% | $1,984+374.2% | $4,763+97.5% |
| Participant deferral / active EE | $8,490 | $4,012+111.6% | $3,239+162.1% | $5,851+45.1% |
| Admin fee / account holder | $3,025 | $8,287-63.5% | $6,101-50.4% | $11,598-73.9% |