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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $366,373 | $118,877+208.2% | $96,570+279.4% | $167,536+118.7% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 18.32% | 50.50%-32.2pp | 37.79%-19.5pp | 478.82%-460.5pp |
| Employer contribution / active EE | $5,530 | $3,121+77.2% | $2,357+134.6% | $4,839+14.3% |
| Participant deferral / active EE | $4,328 | $4,617-6.3% | $3,849+12.4% | $6,342-31.8% |
| Admin fee / account holder | $4,509 | $8,069-44.1% | $6,182-27.1% | $12,315-63.4% |