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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Service code 15 · EIN 20-8764829 | Recordkeeping | $34,800 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $28,528 |
Filed as: SANSIVERI, KIMBALL & CO., L.L.P Service code 15 · EIN 05-0255779 | Recordkeeping | $11,250 |
ADP BROKER-DEALER9+ years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,700 | $76,112-8.4% | $96,544-27.8% | $71,529-2.6% |
| Participation rate | 96.3% | 74.4%+21.9pp | 76.0%+20.3pp | 67.9%+28.4pp |
| Annual return | 16.60% | 22.80%-6.2pp | 25.88%-9.3pp | 28.97%-12.4pp |
| Employer contribution / active EE | $1,818 | $2,248-19.1% | $2,966-38.7% | $2,590-29.8% |
| Participant deferral / active EE | $5,653 | $4,217+34.1% | $4,851+16.5% | $4,291+31.7% |
| Admin fee / account holder | $258 | $2,708-90.5% | $8,254-96.9% | $1,588-83.8% |