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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC8+ years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $43,615 |
Service code 37 · EIN 04-2647786 | Loan Processing | $42,253 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,771 | $84,493+7.4% | $125,381-27.6% | $66,938+35.6% |
| Participation rate | 99.5% | 76.4%+23.1pp | 82.4%+17.1pp | 69.8%+29.7pp |
| Annual return | -15.70% | -8.49%-7.2pp | 572.31%-588.0pp | 1.58%-17.3pp |
| Employer contribution / active EE | $3,776 | $3,554+6.3% | $4,815-21.6% | $2,545+48.4% |
| Participant deferral / active EE | $8,032 | $6,783+18.4% | $7,448+7.8% | $4,238+89.5% |
| Admin fee / account holder | $328 | $685-52.2% | $10,007-96.7% | $594-44.8% |