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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,279 | $102,385-18.7% | $147,080-43.4% | $80,935+2.9% |
| Participation rate | 96.0% | 75.9%+20.1pp | 82.2%+13.8pp | 67.7%+28.3pp |
| Annual return | 12.24% | 135.09%-122.9pp | 420.17%-407.9pp | 35.66%-23.4pp |
| Employer contribution / active EE | $4,156 | $3,717+11.8% | $4,933-15.8% | $2,757+50.8% |
| Participant deferral / active EE | $3,615 | $6,651-45.6% | $8,066-55.2% | $4,299-15.9% |
| Admin fee / account holder | $1,428 | $7,951-82.0% | $12,989-89.0% | $6,924-79.4% |