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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,240 | $138,102-54.9% | $125,381-50.4% | $134,532-53.7% |
| Participation rate | 86.4% | 84.5%+1.9pp | 82.4%+4.0pp | 81.2%+5.1pp |
| Annual return | -19.19% | 750.73%-769.9pp | 572.31%-591.5pp | 418.27%-437.5pp |
| Employer contribution / active EE | $893 | $5,245-83.0% | $4,815-81.5% | $4,741-81.2% |
| Participant deferral / active EE | $3,139 | $7,801-59.8% | $7,448-57.9% | $6,401-51.0% |
| Admin fee / account holder | $1,964 | $11,568-83.0% | $10,007-80.4% | $11,429-82.8% |