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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,059 | $157,296-63.1% | $141,191-58.9% | $152,897-62.0% |
| Participation rate | 89.5% | 84.8%+4.7pp | 82.5%+7.0pp | 82.5%+7.0pp |
| Annual return | 19.43% | 64.34%-44.9pp | 71.41%-52.0pp | 345.43%-326.0pp |
| Employer contribution / active EE | $4,632 | $5,262-12.0% | $4,736-2.2% | $4,764-2.8% |
| Participant deferral / active EE | $3,265 | $7,111-54.1% | $6,710-51.3% | $5,851-44.2% |
| Admin fee / account holder | $2,712 | $12,125-77.6% | $10,264-73.6% | $11,599-76.6% |