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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,279 | $102,393-18.7% | $147,041-43.4% | $80,911+2.9% |
| Participation rate | 96.0% | 75.9%+20.1pp | 82.2%+13.8pp | 67.6%+28.4pp |
| Annual return | 12.24% | 134.95%-122.7pp | 419.21%-407.0pp | 35.63%-23.4pp |
| Employer contribution / active EE | $4,156 | $3,715+11.9% | $4,935-15.8% | $2,756+50.8% |
| Participant deferral / active EE | $3,615 | $6,647-45.6% | $8,071-55.2% | $4,297-15.9% |
| Admin fee / account holder | $1,428 | $7,943-82.0% | $13,006-89.0% | $6,935-79.4% |