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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,930 | $56,197-68.1% | $67,652-73.5% | $59,633-69.9% |
| Participation rate | 60.0% | 71.5%-11.5pp | 75.7%-15.7pp | 68.7%-8.7pp |
| Annual return | -4.58% | 18508.10%-18512.7pp | 6625.40%-6630.0pp | 2041.45%-2046.0pp |
| Employer contribution / active EE | $1,509 | $1,615-6.6% | $2,266-33.4% | $2,203-31.5% |
| Participant deferral / active EE | $3,052 | $2,844+7.3% | $3,560-14.3% | $3,192-4.4% |
| Admin fee / account holder | $236 | $3,958-94.0% | $4,821-95.1% | $4,297-94.5% |