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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,319 | $62,583-53.2% | $76,767-61.8% | $64,173-54.3% |
| Participation rate | 69.2% | 72.8%-3.6pp | 77.0%-7.7pp | 69.6%-0.3pp |
| Annual return | -9.07% | -1.95%-7.1pp | 2.43%-11.5pp | 7.63%-16.7pp |
| Employer contribution / active EE | $1,419 | $1,832-22.6% | $2,485-42.9% | $2,381-40.4% |
| Participant deferral / active EE | $3,163 | $3,145+0.6% | $3,852-17.9% | $3,470-8.8% |
| Admin fee / account holder | $42 | $4,667-99.1% | $6,675-99.4% | $4,887-99.1% |