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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,317 | $80,992-45.3% | $96,534-54.1% | $75,173-41.0% |
| Participation rate | 62.7% | 71.8%-9.1pp | 76.0%-13.3pp | 67.2%-4.5pp |
| Annual return | 19.58% | 27.05%-7.5pp | 25.88%-6.3pp | 160.72%-141.1pp |
| Employer contribution / active EE | $1,489 | $2,283-34.8% | $2,965-49.8% | $2,671-44.3% |
| Participant deferral / active EE | $3,038 | $3,929-22.7% | $4,851-37.4% | $4,126-26.4% |
| Admin fee / account holder | $234 | $6,717-96.5% | $8,253-97.2% | $5,651-95.9% |