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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,462 | $72,492-52.5% | $87,104-60.4% | $72,975-52.8% |
| Participation rate | 52.9% | 72.8%-19.9pp | 76.9%-23.9pp | 69.5%-16.5pp |
| Annual return | 22.49% | 24.46%-2.0pp | 28.19%-5.7pp | 81.01%-58.5pp |
| Employer contribution / active EE | $1,253 | $1,894-33.8% | $2,521-50.3% | $2,440-48.7% |
| Participant deferral / active EE | $2,709 | $3,270-17.1% | $4,048-33.1% | $3,608-24.9% |
| Admin fee / account holder | $0 | $5,055-100.0% | $7,491-100.0% | $5,124-100.0% |