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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,882 | $71,878-37.6% | $86,698-48.2% | $68,486-34.5% |
| Participation rate | 53.3% | 72.2%-18.9pp | 76.6%-23.3pp | 67.9%-14.6pp |
| Annual return | -17.58% | 3.53%-21.1pp | 35.95%-53.5pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,067 | $2,173-50.9% | $2,837-62.4% | $2,597-58.9% |
| Participant deferral / active EE | $2,129 | $3,779-43.7% | $4,656-54.3% | $4,028-47.1% |
| Admin fee / account holder | $842 | $6,113-86.2% | $7,493-88.8% | $5,404-84.4% |