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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $555,374 | $150,442+269.2% | $136,295+307.5% | $147,585+276.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.25% | 1049.09%-1033.8pp | 5155.97%-5140.7pp | 578.56%-563.3pp |
| Employer contribution / active EE | $16,667 | $5,256+217.1% | $4,695+255.0% | $4,876+241.8% |
| Participant deferral / active EE | $7,540 | $6,630+13.7% | $6,247+20.7% | $5,439+38.6% |
| Admin fee / account holder | $1,142 | $10,905-89.5% | $9,243-87.6% | $10,885-89.5% |