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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,531 | $138,114+135.0% | $125,391+158.8% | $134,545+141.2% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | -17.39% | 750.88%-768.3pp | 572.41%-589.8pp | 418.37%-435.8pp |
| Employer contribution / active EE | $7,000 | $5,246+33.4% | $4,816+45.4% | $4,742+47.6% |
| Participant deferral / active EE | $6,799 | $7,801-12.8% | $7,448-8.7% | $6,401+6.2% |
| Admin fee / account holder | $5,679 | $11,570-50.9% | $10,009-43.3% | $11,431-50.3% |