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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,283 | $155,555+150.9% | $146,866+165.7% | $155,188+151.5% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.5%-2.5pp | 80.8%-0.8pp |
| Annual return | 6.15% | 115.41%-109.3pp | 102.85%-96.7pp | 148.84%-142.7pp |
| Employer contribution / active EE | $5,586 | $4,647+20.2% | $4,425+26.3% | $4,248+31.5% |
| Participant deferral / active EE | $6,308 | $8,044-21.6% | $7,759-18.7% | $6,531-3.4% |
| Admin fee / account holder | $131,946 | $14,755+794.2% | $13,620+868.8% | $14,480+811.2% |