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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,127 | $148,629+197.5% | $135,982+225.1% | $139,487+217.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.14% | 79.33%-69.2pp | 68.32%-58.2pp | 373.84%-363.7pp |
| Employer contribution / active EE | $9,676 | $5,247+84.4% | $4,859+99.1% | $4,755+103.5% |
| Participant deferral / active EE | $8,230 | $8,102+1.6% | $7,760+6.1% | $6,713+22.6% |
| Admin fee / account holder | $2,107 | $12,406-83.0% | $10,767-80.4% | $11,407-81.5% |