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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,844 | $176,120+87.3% | $159,487+106.8% | $167,553+96.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 2.94% | 331.95%-329.0pp | 263.71%-260.8pp | 478.89%-476.0pp |
| Employer contribution / active EE | $7,124 | $5,299+34.4% | $4,831+47.4% | $4,840+47.2% |
| Participant deferral / active EE | $9,690 | $7,752+25.0% | $7,354+31.8% | $6,343+52.8% |
| Admin fee / account holder | $154,504 | $12,561+1130.0% | $10,804+1330.1% | $12,316+1154.5% |