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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,119 | $86,701+3.9% | $73,309+22.9% | $125,389-28.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -29.82% | 2.78%-32.6pp | 5.67%-35.5pp | 282.24%-312.1pp |
| Employer contribution / active EE | $1,808 | $4,152-56.5% | $3,237-44.2% | $4,866-62.8% |
| Participant deferral / active EE | $4,346 | $5,549-21.7% | $4,991-12.9% | $5,352-18.8% |
| Admin fee / account holder | $33,729 | $7,768+334.2% | $5,635+498.6% | $9,541+253.5% |