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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $472,417 | $124,175+280.4% | $108,405+335.8% | $167,553+182.0% |
| Participation rate | 50.0% | 82.3%-32.3pp | 80.1%-30.1pp | 82.1%-32.1pp |
| Annual return | 14.08% | 1380.13%-1366.0pp | 905.55%-891.5pp | 478.89%-464.8pp |
| Employer contribution / active EE | $1,167 | $4,188-72.1% | $3,559-67.2% | $4,840-75.9% |
| Participant deferral / active EE | $6,457 | $6,908-6.5% | $6,563-1.6% | $6,343+1.8% |
| Admin fee / account holder | $0 | $9,457-100.0% | $7,297-100.0% | $12,316-100.0% |