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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,067 | $105,158+364.1% | $94,672+415.5% | $139,487+249.9% |
| Participation rate | 66.7% | 82.4%-15.7pp | 80.8%-14.2pp | 80.3%-13.7pp |
| Annual return | 17.04% | 38.11%-21.1pp | 156.89%-139.9pp | 373.84%-356.8pp |
| Employer contribution / active EE | $1,968 | $4,107-52.1% | $3,673-46.4% | $4,755-58.6% |
| Participant deferral / active EE | $10,098 | $7,599+32.9% | $7,417+36.1% | $6,713+50.4% |
| Admin fee / account holder | $0 | $8,972-100.0% | $7,222-100.0% | $11,407-100.0% |