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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $401,552 | $99,668+302.9% | $86,451+364.5% | $134,545+198.5% |
| Participation rate | 50.0% | 82.1%-32.1pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -18.67% | 6789.61%-6808.3pp | 4398.51%-4417.2pp | 418.37%-437.0pp |
| Employer contribution / active EE | $1,576 | $4,403-64.2% | $3,770-58.2% | $4,742-66.8% |
| Participant deferral / active EE | $7,086 | $7,249-2.2% | $6,953+1.9% | $6,401+10.7% |
| Admin fee / account holder | $0 | $8,377-100.0% | $6,734-100.0% | $11,431-100.0% |