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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,149 | $105,856+14.4% | $90,161+34.4% | $147,586-17.9% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 8.37% | 37.63%-29.3pp | 34.89%-26.5pp | 578.59%-570.2pp |
| Employer contribution / active EE | $2,284 | $4,126-44.6% | $3,318-31.2% | $4,876-53.2% |
| Participant deferral / active EE | $4,651 | $5,733-18.9% | $5,287-12.0% | $5,439-14.5% |
| Admin fee / account holder | $21,978 | $8,046+173.1% | $5,943+269.8% | $10,886+101.9% |