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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,210 | $44,206-36.2% | $94,057-70.0% | $64,728-56.4% |
| Participation rate | 9.9% | 51.0%-41.1pp | 73.3%-63.4pp | 57.9%-48.0pp |
| Annual return | 13.86% | 259.42%-245.6pp | 480.62%-466.8pp | 49.38%-35.5pp |
| Employer contribution / active EE | $416 | $1,635-74.6% | $2,933-85.8% | $2,243-81.5% |
| Participant deferral / active EE | $0 | $1,902-100.0% | $4,709-100.0% | $2,729-100.0% |
| Admin fee / account holder | $2,512 | $1,230+104.2% | $7,244-65.3% | $1,145+119.3% |