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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,247 | $60,128-56.3% | $90,440-71.0% | $79,852-67.1% |
| Participation rate | 87.5% | 65.0%+22.5pp | 72.7%+14.8pp | 69.6%+17.9pp |
| Annual return | 9.14% | 71.95%-62.8pp | 1294.38%-1285.2pp | 31.72%-22.6pp |
| Employer contribution / active EE | $4,161 | $2,068+101.2% | $3,263+27.5% | $2,471+68.4% |
| Participant deferral / active EE | $0 | $2,939-100.0% | $3,964-100.0% | $3,740-100.0% |
| Admin fee / account holder | $5,939 | $3,977+49.3% | $5,615+5.8% | $5,306+11.9% |