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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,803 | $48,078-58.8% | $78,676-74.8% | $62,881-68.5% |
| Participation rate | 95.2% | 65.2%+30.0pp | 73.6%+21.7pp | 69.3%+25.9pp |
| Annual return | 3.05% | 31.36%-28.3pp | 62.19%-59.1pp | 20.14%-17.1pp |
| Employer contribution / active EE | $3,728 | $2,015+85.1% | $2,850+30.8% | $2,281+63.5% |
| Participant deferral / active EE | $0 | $2,587-100.0% | $3,517-100.0% | $3,203-100.0% |
| Admin fee / account holder | $1,623 | $3,206-49.4% | $4,510-64.0% | $4,296-62.2% |