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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,374 | $54,757-55.5% | $90,304-73.0% | $72,975-66.6% |
| Participation rate | 91.7% | 65.2%+26.5pp | 73.3%+18.4pp | 69.5%+22.2pp |
| Annual return | 16.20% | 30.63%-14.4pp | 78.13%-61.9pp | 81.01%-64.8pp |
| Employer contribution / active EE | $4,075 | $2,093+94.7% | $2,855+42.7% | $2,440+67.0% |
| Participant deferral / active EE | $0 | $2,887-100.0% | $3,885-100.0% | $3,608-100.0% |
| Admin fee / account holder | $4,241 | $3,973+6.8% | $5,354-20.8% | $5,124-17.2% |