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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,056 | $48,078+122.7% | $78,676+36.1% | $62,881+70.3% |
| Participation rate | 87.8% | 65.2%+22.6pp | 73.6%+14.2pp | 69.3%+18.5pp |
| Annual return | 3.59% | 31.36%-27.8pp | 62.19%-58.6pp | 20.14%-16.6pp |
| Employer contribution / active EE | $2,630 | $2,015+30.5% | $2,850-7.7% | $2,281+15.3% |
| Participant deferral / active EE | $4,501 | $2,587+74.0% | $3,517+28.0% | $3,203+40.5% |
| Admin fee / account holder | $2,404 | $3,206-25.0% | $4,510-46.7% | $4,296-44.0% |